Without APIs, we’d actually have to use paper maps to find our way anywhere (and I’d be lost 100% of the time). APIs let you access data from existing sources without having to reinvent the wheel. So when you use your favorite navigation app, you’re actually sending a request to cell phone towers and global…

An example would be changing the letter L to an I to make it look like a company like PayPal is contacting you. Once you believe the message came from a trusted source, chances are you’ll click on the embedded link they sent and offer all the personal information they need. SMS spoofing changes phone…

If you had a fiat wallet, however, the transaction would be instantaneous, and you would be able to benefit immensely from the speed. Because fiat money is not linked to physical reserves, such as a national stockpile of gold or silver, it risks losing value due to inflation or even becoming worthless in the event…

Put simply, using blockchains allows people to transfer value instantly from anywhere around the world, eliminating the need for intermediaries, in a low-cost and safe way. This has the potential to revolutionize virtually every industry in which data or property changes hands and can give rise to greater financial inclusion. The record of past transactions…